Your Clients Trust You With Their Tax Strategy
Section 125 cafeteria plans and Section 105(b) self-insured medical reimbursement are established provisions of the Internal Revenue Code. Your SMB clients with W2 employees are likely leaving FICA savings on the table.
As a CPA or tax advisor, you are already the trusted voice on tax planning. WIMPER gives you a concrete, compliant strategy to bring to the table.
What You Bring
- Client relationships with SMB employers (50-200+ W2 employees)
- Tax advisory context that makes the Section 125/SIMRP conversation natural
- Credibility that the client needs to feel comfortable evaluating a new benefits structure
What WIMPER Handles
- Verified ProForma based on actual payroll data
- Plan document structuring (Section 125 + Section 105(b))
- Payroll integration and testing
- Nondiscrimination testing and compliance documentation
- Ongoing compliance monitoring
The Client Impact
For a firm with 100 benefit-eligible employees at 80% participation:
80
Enrolled employees
$89,600
Projected annual FICA savings
30-45
Day implementation timeline
Ideal Client Profile
Your best WIMPER referrals are clients with:
- 50+ W2 employees (more employees = more savings)
- Stable, salaried workforce (not primarily 1099 contractors)
- Existing major medical benefits in place
- Industries: skilled trades, healthcare, logistics, hospitality, warehouse, manufacturing