You Are Already Optimizing the P&L
As a fractional or virtual CFO, you are responsible for finding efficiencies in your clients' financial operations. FICA is a line item that most employers accept as fixed. It does not have to be.
Through IRS-compliant Section 125/SIMRP structuring, employers can reduce their FICA liability by approximately $1,120 per enrolled W2 employee per year. For a 100-person company, that is $89,600 back on the P&L.
Why This Fits Your Practice
You Already Have the Financial Context
You know your clients' payroll structure, employee count, and benefits spend. You can identify the opportunity in minutes.
No Additional Work for You
You make the introduction to Brandon Attebury (Program Advisor). He handles the ProForma, plan structuring, payroll integration, and compliance.
Measurable Client Impact
This is a real, quantifiable P&L improvement you delivered. Your client sees the savings on their next payroll.
Ideal Client Profile
- 50+ W2 employees
- Stable, salaried workforce
- Existing major medical benefits
- Open to evaluating compliant tax strategies
Implementation
No disruption to existing benefits or payroll workflows beyond adding the Section 125 deduction codes.